01 August 2016
If you have, you need to be confident you have the right information before you act. This is why asking questions is important - and getting the answers from Scottish PPI Claims can make all the difference!
First and foremost, the first step is to confirm that you have a payment protection insurance (PPI) policy on a loan, credit card, car finance, store card and so on. If you spot an insurance policy that promises to make repayments in the event that you cannot, then this is PPI and you could have a claim for compensation.
Not all banks and lenders called the insurance PPI. Sometimes, they branded PPI with their own name. Look for a policy or product that promises to pay out if you cannot work due to illness, lose your job and so on.
PPI was added to all kinds of accounts thus you are likely to have more than one PPI policy on more than one product. Although it would be simpler to make one large claim, you will have to claim for each policy. This is because the policy may be suitable with one product but not with another.
There are many reasons why PPI was mis-sold. You don't have to opt for just one reason, there are many reasons why the policy would not be suitable. If you are unsure, just call us and we can talk about your specific case. Although you do need to show PPI was mis-sold to you, it is a policy that was not fit for purpose in the vast majority of cases.
Yes, we do. We offer our services on a no win, no fee basis meaning you pay us only if we are successful in claiming your money back. And you don't pay our bill until you have received your PPI compensation refund from your bank or lender. We charge our fee as a % of the amount you receive. For the latest fee structure, call us.
Yes, you can. There is no need to use a claim management company unless you want to. Many people prefer to use a company like Scottish PPI Claims as it means they don't have to chase the bank or lender about their case. We can also, if necessary, refer your case to the Financial Ombudsman if the bank refuse your claim.
Don't delay any longer, contact Scotttish PPI Claims about your claim today!